1) Use Stand-Alone Workstation for On-Line Banking
• Use Only for On-Line Banking
• Don’t Connect It to Corporate Network
• Use a Separate Internet Connection
• Keep It Fully Patched
• Keep Anti-Malware Up-to-Date
2) Get Separate Out-Of-Band Confirmation from Your Bank for All Online Transactions
3) Reconcile Online Accounts Daily Using Out-of-Band Account Access
4) Train Staff — Semper Vigilans
• Be On Guard for Social Engineering Attacks
• Don’t Click on Email Links or Open Email Attachments Unless You Know They Are Safe; When in Doubt, Don’t
• Limit Workplace Information Posted on Social Networks
5) Discuss Cyber Crime Insurance with Your Insurance Broker
6) Be Suspicious
• It’s Not Paranoia If They Are Out To Get You
Disclaimer: While the above tips can help protect you against online bank fraud, they are not silver bullets. Following these tips can lower your risk; they cannot reduce your risk to 0.
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